In the wired world of the 21st century, banking and finance transactions are more complicated than ever. Led by Mark Hillis, the banking and finance team counsels financial institutions on commercial loan transactions and bank regulatory issues. For lending transactions, we partner with lender and borrower clients on commercial real estate loans, commercial and industrial loans, syndicated credits and restructurings. Our bank regulatory representation centers around de novo charters, bank holding company formations, mergers and acquisitions, branch sales and purchases, product development and compliance.